Hybrid pension plans (A-5, A-6, or defined contribution)
Contribution rates that can change over time
RMD rules now starting at age 73
No guaranteed COLAs to offset inflation
So the real questions become:
How will my income actually come together?
Am I fully prepared for retirement beyond my pension?
What You’ll Learn from Our eBook
How PSERS and SERS work under 2026 rules
Where income gaps may exist
How to think about taxes, healthcare, and supplemental income
If you want a clearer picture of how everything fits together, this guide is a practical place to start.
Download The Pennsylvania Retiree’s Roadmap
Investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser.
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